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Safe Harbor Plan Design

Writer's picture: Retirement Partners of Hawai'iRetirement Partners of Hawai'i

As your company grows, things change! One of those things should be your company’s retirement plan. It should meet the changing needs of the owners and employees.


A Safe Harbor 401(k) plan is a type of retirement plan with an employer contribution that allows employers to avoid most annual compliance tests. With a Safe Harbor 401(k) plan, employers and highly compensated employees can save up to the maximum amount each year.


To learn more about how this particular plan works and if it is right for your company, check out our guide below. Then, contact us to learn more about how a Safe Harbor provision might benefit your plan and employees!




Retirement Partners of Hawai`i 1003 Bishop Street Pauahi Tower, Suite 880 Honolulu, Hawai`i 96813 Phone: (808) 681-7799 info@retirementpartnersofhawaii.com www.RetirementPartnersofHawaii.com



Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

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1003 Bishop Street

Pauahi Tower, Suite 880

Honolulu, Hawai`i 96813

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Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC

Retirement Partners of Hawaii and LPL Financial do not provide tax advice or services. Please consult your tax advisor regarding your specific situation.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, CO, HI, IL, NV, OR, & WA.

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